Benefits of transactions using bank mega credit cards and their types
Banks are not satisfied with anything after carrying out transactions using mega credit cards. As one of indonesia’s private banks, the bank also provides mega credit card facilities aimed at facilitating customers in shopping.
Credit cards themselves seem to have become one of the lifestyle for most Indonesians as there are many benefits that can be felt. You no longer need to wait for a monthly payday when you are lured into shopping for necessities. This is the reason why many people want to use credit cards for daily payment transactions.
For those banks who want to make transactions using mega credit cards, of course you should understand the terms of creation and how to use it. In simple terms, having such a credit card is like getting a loan that later users can pay the bills every month.
Every bank has different rules regarding the application for making a credit card, including Bank Mega. Therefore, in this review we will provide information about credit card (CC) services from Bank Mega. For those who want to try to make transactions using a bank mega credit card, let’s first look at the full discussion here.
Benefits of Transactions Using Bank Mega Credit Cards
This method of transacting on credit provides many benefits for its users. One of them, Bank Mega often offers special promos and discounts for credit card users while shopping on partner merchants. For those of you who like to shop at the mall, you are guaranteed that its benefits will be felt.
Not only this, the bank also provides facilities in the form of Mega CC Mobile which facilitates customers on checking transactions and bills. The following are some of the benefits that will be availed if you use a Bank Mega Credit Card:
- Mega Bill
Make it easier to pay routine bills every month such as monthly internet/Wi-Fi bill, electricity, water, TV cableE, BPJS and payment of billswill be done automatically through credit card to ensure that there is no delay in causing penalty. With this benefit, it is also moretime consuming and practical, you will even get points from mega rewards.
- Mega Prize Point
Make transactions using a bank mega credit card then you are also entitled to get mega reward points. You will get 1 point for every purchase of Rs 25,000 with this credit card, which is valid for multiples. Well, the points that have been successfully collected can later be used to shop at Metro, Carrefour, Coffee Bean, Robbins and others.
- Mega Top Up
Customers can also enjoy the benefits of the mega top-up facility, which is to top-up prepaid credit through auto debit. However, for those of you who want to enjoy this feature, you can first register through call center 15 000 10 (PSTN) or 600 10 (HP). Fyi, you will still receive reward points if you transact using this feature.
Bank mega credit card option for a salary of three million
If you are interested in making a transaction using a bank mega credit card, first know which product is most suitable and according to your monthly salary. As an example, here are some types of CC Bank Mega that are suitable for customers with a salary of at least three million:
- Gold Card
The requirements for applying for a Mega Gold Card should be at least 21 years old and the minimum income per month should be three million. Mega Gold Card is suitable for those of you who want to use a credit card for the first time with a limit of up to RP 2 million.
- Platinum card
Cc Mega is also a platinum card type with a limit of up to RP 10 million, but the condition is that your minimum income should be 5 million per month. Recommended for those of you who like to shop and travel.
- Travel Card
As the name suggests, this credit card is suitable for those who prefer to travel by plane as you can enjoy various free facilities up to the lounges of more than 800 airports in Indonesia and abroad.
Like to shop for Transmart or Carrefour? Having this one credit card is really a must as you will get a discount of 10% and you will enjoy several attractive promos from the two supermarkets.
- Silver Card
In addition to the Mega Gold Card, you can also opt for this type of credit card in which the offers are no less attractive. Such as tour and travel packages, plane tickets, hotel promos and many more.
Choosing the appropriate type of credit card
Transacting using a Bank Mega Credit Card is not just for styles, make sure you really use it for your needs. In addition, you will also have to choose the type of credit card that is compatible with the ability to pay installments later as this payment system is like going into debt.
You get a loan up to a certain extent as per the type of CC selected. This means that, every month it is your responsibility to pay the annual mandatory contribution as well as the installments in accordance with the provisions. Often new users pay very little attention to such things and only as long as they use CC.
In addition, choose the type of credit card that fits your capabilities and needs. For example, for people who want to use it for regular shopping every month, you can choose a Gold Mega Card or Silver Mega Card with considerable limits.
Tips for transacting using bank mega credit cards with Safe
Transacting using a credit card is not guaranteed to be 100 per cent secure, as the security also depends on the user himself. For this reason, pay attention to the following important points to be safe when making transactions when using mega credit cards:
- Online shopping on trusted websites
Do not shop online randomly, especially if you are asked for personal data related to credit cards. If it turns out that the site does not have a high level of encryption/security, it should not be mentioned that your credit card data may have been stolen by individuals.
- Do not transact using public WiFi
For security reasons, avoid transacting credit cards using public Wi-Fi, let alone free of charge. Such actions are very risky and can lead to you being abused by hackers.
- Does not store card numbers on mobile phones
In addition, you should not store important information related to credit card data on your phone. Imagine if the phone was missing? Then this does not rule out the possibility that it could be exploited by others who want to give you a favour.
- Beware of fake emails
It is not uncommon for CC users to receive an email where they are asked to provide information about the credit card. Be more careful, it is best to identify which emails are authorized and which are not. CC numbers are confidential, especially passwords where other parties, including the mega bank, should not be notified of both.
Isitarranged to use or make a credit card? In fact, recently more and more people have been interested in using credit cards due to ease of payment. Whatever the reason, make sure that you choose the appropriate type of credit card so that in the future you can make transactions comfortably, securely and without interruptions using bank mega credit cards.